What's in your camera bag?

The day we found out I was pregnant with Chase we purchased a digital camera to celebrate. We bought the Sony Cybershot and I have loved it. It was a great, inexpensive, decent camera. It has certainly more than paid for itself and still has lots of life left. We do need to replace the battery compartment cover since Chase has been very loving of it and it's hit the ground one too many times, but even that can be fixed by tape (yes, we're country). However, I would love to get an upgraded camera. Since I have NO clue what to look for in a camera when it comes to technical terms, I'm looking for some help. I want a camera that has a great zoom, takes clear pictures, and most importantly does NOT have a delay from the time you push the button on the photo is taken. That is my biggest draw back on the one we have now. Any person taking pictures of a child knows that you literally have seconds to snap that one perfect shot. I would also like to NOT spend an arm and a leg on this thing. Lastly, it needs to be simple to work, I have no interest in anything that is complicated and will require me to do hours of reading in order to turn it on (I have no time for that).

So, any suggestions. I know ya'll are out there, tell me what you use!